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Construction Loans
Finance Your New Build
Construction finance is complex. We manage the lender relationship throughout your build so you can focus on the project, not the paperwork.
Discuss My BuildWhat's covered
- Progressive draw facilities aligned to your build schedule
- Fixed price contract and cost-plus contract structures
- Interest-only during the construction period
- Conversion to standard home loan upon completion
- Land purchase and construction bundled into one package
- Builder and council approval guidance
How it works
01
Pre-Approval
Establish borrowing capacity before purchasing land or signing with a builder.
02
Loan Structure
We match your construction timeline to the right lender draw schedule.
03
Build Phase
Progress payments are released at each agreed construction milestone.
04
Completion
Loan converts to a standard mortgage at practical completion.
Planning a build? Start here.
Get pre-approved before you commit to a builder or land contract.
Get Pre-Approved